Manchester, Missouri Bankruptcy Attorney Understands the Process

Missouri Bankruptcy Law Firm Focuses on Clients' Financial Situations

Missouri Bankruptcy Forms

When filing for chapter 7 or chapter 13 bankruptcy in Missouri, a debtor will be required to complete a series of forms, including:

• A bankruptcy petition
• A number of schedules that contain detailed financial information
• Form 22A, Statement of Current Monthly Income and Means Test Calculation for chapter 7
• Form 22C, Statement of Current Monthly Income and Calculation of Commitment Period and Disposable Income for chapter 13

Forms 22A and 22C list categories of living expenses including housing, transportation, food, and childcare. Some categories require actual amounts spent, while others accept a predetermined amount – a national, county, or regional standard.

The current median income in Missouri is $41,700 for a single-person household, $51,940 for a two-person household, and more for larger families. If your income falls below the median, you will likely be able to file for chapter 7 bankruptcy, or qualify for a three-year repayment period (as opposed to a five-year repayment period) for chapter 13 filers.

There are two federal judicial districts in Missouri where individuals may file for bankruptcy – the Eastern District or the Western District, and it is important to file in the proper court. Debtors may file in either:

• The district where they have lived for the greater part of the 180-day period before the bankruptcy filing
• The district where they are domiciled, or maintain their home, even if they have been living somewhere else temporarily, such as on a military base

Are you considering bankruptcy in Manchester, Missouri? The experienced bankruptcy attorneys at The Law Office of James B. Day, LLC will answer your questions and guide you through the bankruptcy process. Please call 314-786-1218 for a free initial case evaluation today.