Filing Bankruptcy more than once

St. Louis Multiple Bankruptcy Attorney

For many people, financial problems may come back around in the future after working to stay on the right track. Fortunately, the system allows for a second bankruptcy eight or more years later.

At The Law Office of James B. Day, LLC, we will go through your individual situation to evaluate which decisions are in your best interest. As you are filing for bankruptcy again, we will guide you through all of the decisions and details that are involved.

Missouri Filing for Bankruptcy Attorney

Under Chapter 7 bankruptcy, you are allowed to file every eight years, but no more than three times in your life. If you are currently ineligible for a Chapter 7, however, you may be able to still utilize a Chapter 13 bankruptcy to make any remaining debt more manageable. We may advise you to file Chapter 7 to eliminate the bulk of your unsecured debt. In this case, you could later file Chapter 13, allowing you to reduce payments, pay off specific debts more quickly and possibly and eliminate a second mortgage.

St. Louis Multiple Bankruptcy Lawyer

We are committed to assisting clients in pursuing the financial avenues available to them to achieve financial freedom. You don't have to be miserable. There is a way out.

We provide highly individualized free initial consultations to understand the details of your situation. From there we can create a customized plan to overcome the debt and get you pointed toward financial stability.

To arrange a free initial consultation, please call us today at (314) 786-1218.