For a free consultation, please call us today at

314-786-1218

For a free consultation, please call us today at

314-786-1218

Ballwin, MO Bankruptcy

Ballwin, Missouri Bankruptcy Attorney Will Protect Your Rights

Missouri Bankruptcy Law Firm Focuses on Debt Resolution

Are you thinking of filing for bankruptcy in Ballwin, Missouri? Whether or not you should file depends upon your unique financial circumstances, and a consultation with an experienced Missouri bankruptcy attorney like James B. Day might likely help you resolve your financial difficulties, either through bankruptcy or via other means.

If you do decide to file bankruptcy, you will be required to provide certain information, including:

  • Home address
  • Social Security number
  • Evidence of completion of a Credit Counseling Course within 180 days of filing for bankruptcy
  • Employer's name and address, as well as your salary and wage information
  • A listing of all your creditors
  • An inventory of all your major property, including real estate, automobiles, furniture, etc.
  • Your personal sources of income
  • A list of all your financial accounts, including checking and savings accounts
  • Documentation of all your monthly expenses, such as rent, mortgage payment, child support, food, etc.
  • A copy of your federal and state income tax returns for the previous two years

Once your bankruptcy petition is filed, an automatic stay will take effect, virtually stopping all litigation and collection actions by creditors against you and your property, and preventing your wages from being garnished. Although foreclosure of liens, executions of judgments, and repossession of property will be suspended under an automatic stay, creditors have the right to request permission from the court to allow them to pursue or continue legal collection actions.

If you are drowning in debt and considering filing for bankruptcy in Ballwin, Missouri, an experienced bankruptcy attorney like James B. Day will take the time to discuss your financial situation and help you achieve the best outcome possible. Contact The Law Office of James B. Day, LLC online or call 314-786-1218 to schedule your free initial consultation today.

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